What You’ll Need / FAQ
Save time before visiting LBSI Automotive. Here is what most customers should bring when asking about financing or Buy Here Pay Here options.
Have Questions Before You Visit?
Call ahead to confirm the vehicle, down payment, payment options, financing availability, and what documents you should bring.
Quick Checklist Before You Visit
These are the most common items shoppers should have ready before asking about Buy Here Pay Here or financing options.
Valid PA License
Signer/purchaser must be at least 18 years old and have a current Pennsylvania driver’s license.
Proof Of Income
Most customers provide two recent pay stubs or proof showing the last 30 days of income.
Local PA Residence
Buy Here Pay Here customers must live in Pennsylvania within 60 miles of Uniontown, PA.
Documents & Information To Bring
Bringing the right information can help make the process faster and easier.
Frequently Asked Questions
Common questions shoppers ask before visiting LBSI Automotive.
Do you offer Buy Here Pay Here?
Yes. Buy Here Pay Here may be available on select vehicles for qualified Pennsylvania customers who live within 60 miles of Uniontown, PA.
Is every vehicle available for financing?
No. Financing and Buy Here Pay Here options are available on select vehicles only. Not every vehicle is available for financing. Please call before visiting to confirm.
What proof of income do I need?
Most customers provide two recent pay stubs or proof showing the last 30 days of income. If you do not have regular computer-generated pay stubs with tax deductions and year-to-date income listed, call or text us before visiting.
What do I need to qualify for Buy Here Pay Here?
To qualify for Buy Here Pay Here, the signer/purchaser must be at least 18 years old, have a current Pennsylvania driver’s license, be a Pennsylvania resident, live within 60 miles of LBSI Automotive, and have provable income that can be verified at the time of sale.
What are the Buy Here Pay Here finance terms?
Buy Here Pay Here contracts include a 21.00% APR / time price differential on the unpaid balance. Payments are $100 weekly. Final terms, amount financed, finance charges, payment schedule, and required disclosures will be provided in the contract documents at the time of purchase.
Do I need references?
Yes. Buy Here Pay Here customers typically need 5 verifiable references with name, physical address, phone number, and relationship information.
Do I need full coverage insurance?
Yes. Full coverage insurance is required on financed vehicles.
How much are the payments?
Buy Here Pay Here payments are $100 weekly on qualifying vehicles.
Do you ship vehicles?
No. LBSI Automotive does not ship vehicles or sell vehicles online. All vehicles are sold in person at our dealership after the customer visits and test drives the vehicle.
Should I call before coming in?
Yes. Please call before visiting to confirm vehicle availability, down payment, financing options, and what documents you should bring.
Still Have Questions?
Call LBSI Automotive before visiting and we’ll help explain what to bring, which vehicles may qualify for financing, and what options may be available.